\n
J\u00e1 est\u00e1 em vigor\u00a0a nova regra que\u00a0facilita\u00a0a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de\u00a0Pix\u00a0e que visa dificultar\u00a0a a\u00e7\u00e3o de golpistas.<\/strong><\/p>\nO Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor.<\/p>\n
Por enquanto, o servi\u00e7o\u00a0\u00e9 opcional aos bancos e institui\u00e7\u00f5es de pagamento.\u00a0A partir de 2 de fevereiro de 2026, vai se tornar obrigat\u00f3rio para todos<\/strong>.<\/p>\nComo funcionava<\/h2>\n
Com a nova regra em vigor, ser\u00e1 poss\u00edvel fazer a devolu\u00e7\u00e3o do dinheiro a partir de outras contas, e n\u00e3o apenas daquela utilizada na fraude<\/strong>.\u00a0<\/p>\nAs informa\u00e7\u00f5es ser\u00e3o compartilhadas com os participantes envolvidos nas transa\u00e7\u00f5es e permitir\u00e3o a devolu\u00e7\u00e3o de recursos em at\u00e9 11 dias ap\u00f3s a contesta\u00e7\u00e3o, de acordo com o BC.<\/p>\n
Antes, a devolu\u00e7\u00e3o dos recursos era feita apenas a partir da conta originalmente utilizada na fraude. O problema \u00e9 que os fraudadores, em geral, retiram rapidamente\u00a0os recursos da conta que recebeu o dinheiro e os transferem para outras.<\/p>\n
Dessa forma, quando o cliente fazia a reclama\u00e7\u00e3o e pedia\u00a0a devolu\u00e7\u00e3o, o mais comum \u00e9 que a conta j\u00e1 estava esvaziada.<\/p>\n
Sobre o MED\u00a0<\/h2>\n
Existente desde 2021,\u00a0o\u00a0Mecanismo Especial de Devolu\u00e7\u00e3o\u00a0s\u00f3 pode ser usado em caso comprovado de fraudes ou de erros operacionais da institui\u00e7\u00e3o financeira.<\/p>\n
A ferramenta n\u00e3o pode ser usada para desacordos comerciais, casos entre terceiros de boa-f\u00e9 e envio de Pix para a pessoa errada por erro do pr\u00f3prio usu\u00e1rio pagador (como erro de digita\u00e7\u00e3o de uma chave).\u00a0<\/p>\n
>> Ou\u00e7a na Radioag\u00eancia Nacional<\/h2>\n
\u00a0<\/p>\n
<\/p>\n
\n <\/div>\n","protected":false},"excerpt":{"rendered":"
Por EBC, J\u00e1 est\u00e1 em vigor\u00a0a nova regra que\u00a0facilita\u00a0a devolu\u00e7\u00e3o de transfer\u00eancias indevidas de\u00a0Pix\u00a0e que visa dificultar\u00a0a a\u00e7\u00e3o de golpistas. O Mecanismo Especial de Devolu\u00e7\u00e3o (MED) permite rastrear o dinheiro caso outras transfer\u00eancias sejam feitas para mascarar a origem do valor. Por enquanto, o servi\u00e7o\u00a0\u00e9 opcional aos bancos e institui\u00e7\u00f5es de pagamento.\u00a0A partir de 2 …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2,12225,4],"tags":[],"class_list":["post-452689","post","type-post","status-publish","format-standard","hentry","category-entretenimento","category-noticias","category-servicos"],"yoast_head":"\n
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