{"id":457271,"date":"2026-03-15T09:42:11","date_gmt":"2026-03-15T12:42:11","guid":{"rendered":"https:\/\/mrnews.com.br\/?p=457271"},"modified":"2026-03-15T09:44:18","modified_gmt":"2026-03-15T12:44:18","slug":"amex-de-metal-do-bradesco-em-2026-vantagens-do-the-platinum-card-e-quando-vale-a-pena-ter-o-tpc","status":"publish","type":"post","link":"https:\/\/mrnews.com.br\/index.php\/2026\/03\/15\/amex-de-metal-do-bradesco-em-2026-vantagens-do-the-platinum-card-e-quando-vale-a-pena-ter-o-tpc\/","title":{"rendered":"Amex de Metal do Bradesco em 2026: vantagens do The Platinum Card e quando vale a pena ter o TPC"},"content":{"rendered":"

Amex de Metal do Bradesco em 2026: vantagens do The Platinum Card<\/a> e quando vale a pena ter<\/p>\n

O mercado de cart\u00f5es premium no Brasil segue bastante competitivo em 2026, especialmente entre produtos voltados para quem viaja com frequ\u00eancia e busca maximizar o ac\u00famulo de pontos. Entre as op\u00e7\u00f5es mais conhecidas desse segmento est\u00e1 o American Express The Platinum Card (Bradesco Metal)<\/strong>, cart\u00e3o emitido pelo Banco Bradesco em parceria com a American Express.<\/p>\n

Com design em metal e posicionamento voltado ao p\u00fablico de alta renda, o cart\u00e3o aposta em benef\u00edcios como acesso a salas VIP, pontua\u00e7\u00e3o competitiva em programas de recompensas e vantagens em redes de hot\u00e9is e locadoras. No entanto, a anuidade elevada faz muitos consumidores se perguntarem se o cart\u00e3o realmente compensa no cen\u00e1rio atual.<\/p>\n

A seguir, veja como funciona o Amex The Platinum Card do Bradesco<\/strong>, quais s\u00e3o seus principais benef\u00edcios e em quais casos ele pode valer a pena.<\/p>\n

Como funciona o Amex The Platinum Card do Bradesco<\/h2>\n

O American Express The Platinum Card (Bradesco Metal)<\/strong> \u00e9 um cart\u00e3o voltado para clientes com perfil de gastos mais elevado e que costumam utilizar benef\u00edcios de viagem.<\/p>\n

Um dos principais atrativos do produto est\u00e1 na pontua\u00e7\u00e3o oferecida no programa de recompensas. A cada d\u00f3lar gasto no cart\u00e3o, o cliente acumula:<\/p>\n

    \n
  • 2,2 pontos por d\u00f3lar em compras no Brasil<\/strong><\/li>\n
  • 3 pontos por d\u00f3lar em compras internacionais<\/strong><\/li>\n<\/ul>\n

    Os pontos acumulados podem ser transferidos para diversos programas de milhas ou utilizados para resgatar produtos, passagens a\u00e9reas e hospedagens.<\/p>\n

    Outro ponto positivo \u00e9 que os pontos acumulados no programa n\u00e3o expiram<\/strong>, o que permite que o usu\u00e1rio acumule milhas ao longo do tempo e escolha o melhor momento para realizar resgates.<\/p>\n

    Benef\u00edcios para quem viaja<\/h2>\n

    O cart\u00e3o tamb\u00e9m \u00e9 bastante conhecido pelos benef\u00edcios voltados para viagens. Um dos destaques \u00e9 o acesso a salas VIP em aeroportos ao redor do mundo.<\/p>\n

    Clientes do American Express The Platinum Card (Bradesco Metal)<\/strong> t\u00eam acesso ao programa Priority Pass, que re\u00fane mais de 1.300 salas VIP em aeroportos internacionais<\/strong>.<\/p>\n

    Dependendo da parceria e do aeroporto, tamb\u00e9m \u00e9 poss\u00edvel acessar lounges adicionais vinculados \u00e0 rede da American Express.<\/p>\n

    Al\u00e9m das salas VIP, o cart\u00e3o oferece benef\u00edcios em programas de fidelidade de hot\u00e9is e locadoras, como:<\/p>\n

      \n
    • status Gold no Hilton Honors<\/li>\n
    • status Gold no Radisson Rewards<\/li>\n
    • status Gold no Meli\u00e1Rewards<\/li>\n
    • vantagens em locadoras como Hertz e Sixt<\/li>\n<\/ul>\n

      Esses status costumam garantir benef\u00edcios adicionais, como upgrades de quarto, prioridade em reservas e late checkout<\/strong>, dependendo da disponibilidade.<\/p>\n

      Promo\u00e7\u00f5es de pontua\u00e7\u00e3o turbinada<\/h2>\n

      Em algumas campanhas promocionais, o American Express The Platinum Card (Bradesco Metal)<\/strong> tamb\u00e9m pode oferecer pontua\u00e7\u00e3o aumentada para novos clientes.<\/p>\n

      Em determinadas ofertas j\u00e1 vistas no mercado, foi poss\u00edvel acumular at\u00e9 4 pontos por d\u00f3lar gasto durante os primeiros meses<\/strong>, desde que o cliente atingisse metas espec\u00edficas de gastos ap\u00f3s a emiss\u00e3o do cart\u00e3o.<\/p>\n

      Esse tipo de promo\u00e7\u00e3o costuma ser utilizado pelos bancos para incentivar novas ades\u00f5es ao cart\u00e3o premium.<\/p>\n

      Quanto custa a anuidade<\/h2>\n

      Como esperado em um cart\u00e3o de alto padr\u00e3o, a anuidade do American Express The Platinum Card (Bradesco Metal)<\/strong> \u00e9 relativamente alta.<\/p>\n

      O valor anual costuma variar entre R$ 1.600 e R$ 1.800<\/strong>, dependendo da negocia\u00e7\u00e3o com o banco ou de campanhas promocionais dispon\u00edveis no momento da contrata\u00e7\u00e3o.<\/p>\n

      Em alguns casos, o banco pode oferecer isen\u00e7\u00e3o da primeira anuidade ou descontos progressivos<\/strong>, especialmente para clientes com alto volume de gastos.<\/p>\n

      Vale a pena ter o Amex de metal do Bradesco?<\/h2>\n

      A resposta depende bastante do perfil de uso do cliente.<\/p>\n

      O cart\u00e3o tende a valer mais a pena para quem:<\/p>\n

        \n
      • possui gastos elevados no cart\u00e3o de cr\u00e9dito<\/li>\n
      • viaja com frequ\u00eancia ao longo do ano<\/li>\n
      • utiliza salas VIP regularmente<\/li>\n
      • transfere pontos para programas de milhas<\/li>\n<\/ul>\n

        Para usu\u00e1rios que n\u00e3o aproveitam esses benef\u00edcios com frequ\u00eancia, a anuidade pode acabar sendo dif\u00edcil de justificar.<\/p>\n

        Ainda assim, o American Express The Platinum Card (Bradesco Metal)<\/strong> segue como um dos cart\u00f5es premium mais conhecidos do mercado brasileiro e permanece presente em muitas compara\u00e7\u00f5es entre cart\u00f5es voltados para ac\u00famulo de milhas e benef\u00edcios de viagem<\/strong>.<\/p>\n

        \n

        Tags:<\/strong> amex bradesco, amex platinum bradesco, cart\u00e3o amex metal, the platinum card bradesco, cart\u00f5es premium brasil, cart\u00e3o para acumular milhas, salas vip aeroporto, cart\u00f5es de cr\u00e9dito para viajar.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Amex de Metal do Bradesco em 2026: vantagens do The Platinum Card e quando vale a pena ter O mercado de cart\u00f5es premium no Brasil segue bastante competitivo em 2026, especialmente entre produtos voltados para quem viaja com frequ\u00eancia e busca maximizar o ac\u00famulo de pontos. Entre as op\u00e7\u00f5es mais conhecidas desse segmento est\u00e1 o …<\/p>\n","protected":false},"author":1,"featured_media":456396,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13978],"tags":[14065,14361],"class_list":["post-457271","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bancos-e-financas","tag-the-platinum-card","tag-tpc"],"yoast_head":"\nAmex de Metal do Bradesco em 2026: vantagens do The Platinum Card e quando vale a pena ter o TPC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mrnews.com.br\/index.php\/2026\/03\/15\/amex-de-metal-do-bradesco-em-2026-vantagens-do-the-platinum-card-e-quando-vale-a-pena-ter-o-tpc\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Amex de Metal do Bradesco em 2026: vantagens do The Platinum Card e quando vale a pena ter o TPC\" \/>\n<meta property=\"og:description\" content=\"Amex de Metal do Bradesco em 2026: vantagens do The Platinum Card e quando vale a pena ter O mercado de cart\u00f5es premium no Brasil segue bastante competitivo em 2026, especialmente entre produtos voltados para quem viaja com frequ\u00eancia e busca maximizar o ac\u00famulo de pontos. 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