{"id":461421,"date":"2026-05-25T23:18:21","date_gmt":"2026-05-26T02:18:21","guid":{"rendered":"https:\/\/mrnews.com.br\/index.php\/2026\/05\/25\/desenrola-2-0-leva-14-milhao-ao-app-do-fgts\/"},"modified":"2026-05-25T23:18:21","modified_gmt":"2026-05-26T02:18:21","slug":"desenrola-2-0-leva-14-milhao-ao-app-do-fgts","status":"publish","type":"post","link":"https:\/\/mrnews.com.br\/index.php\/2026\/05\/25\/desenrola-2-0-leva-14-milhao-ao-app-do-fgts\/","title":{"rendered":"Desenrola 2.0 leva 1,4 milh\u00e3o ao app do FGTS"},"content":{"rendered":"<p>Por EBC, <\/p>\n<div>\n<p><strong>O primeiro dia de libera\u00e7\u00e3o do uso do FGTS (Fundo de Garantia do Tempo de Servi\u00e7o) no Desenrola Brasil 2.0 levou 1,4 milh\u00e3o de trabalhadores ao aplicativo do fundo nesta segunda-feira (25), divulgou nesta noite a Caixa Econ\u00f4mica Federal.<\/strong><\/p>\n<p>De acordo com o banco, <strong>os usu\u00e1rios acessaram o aplicativo para autorizar institui\u00e7\u00f5es financeiras a consultar o saldo dispon\u00edvel para a renegocia\u00e7\u00e3o de d\u00edvidas.<\/strong><\/p>\n<h2>Fila no app<\/h2>\n<p>O alto volume de acessos provocou instabilidade e filas virtuais no aplicativo FGTS ao longo do dia. Ap\u00f3s alguns minutos de espera, alguns acessos exigiram atualiza\u00e7\u00e3o do aplicativo antes da consulta.<\/p>\n<h2>Como funciona<\/h2>\n<p><strong>A nova modalidade permite usar at\u00e9 20% do saldo do FGTS ou R$ 1 mil, o que for maior, para quitar ou amortizar d\u00edvidas renegociadas no Desenrola 2.0.<\/strong><\/p>\n<p>O trabalhador precisa acessar o aplicativo FGTS e autorizar o banco a consultar os recursos dispon\u00edveis.<\/p>\n<p>Segundo a Caixa, o uso do limite m\u00e1ximo n\u00e3o \u00e9 obrigat\u00f3rio. O valor efetivamente utilizado poder\u00e1 ser definido durante a negocia\u00e7\u00e3o com a institui\u00e7\u00e3o financeira.<\/p>\n<h2>Limite das d\u00edvidas<\/h2>\n<p>As opera\u00e7\u00f5es renegociadas pelo programa ter\u00e3o limite de R$ 15 mil por benefici\u00e1rio em cada institui\u00e7\u00e3o financeira.<\/p>\n<p>No caso de um trabalhador com R$ 100 mil no FGTS, ele poder\u00e1 utilizar at\u00e9 R$ 20 mil, equivalente a 20% do saldo total. Se tiver d\u00edvidas em mais de um banco, poder\u00e1 dividir o valor entre diferentes institui\u00e7\u00f5es, respeitando o teto de R$ 15 mil por banco.<\/p>\n<h2>Contrato em 30 dias<\/h2>\n<p>Ap\u00f3s a autoriza\u00e7\u00e3o no aplicativo, os bancos ter\u00e3o at\u00e9 30 dias para formalizar os contratos com a Caixa. Conclu\u00edda a valida\u00e7\u00e3o, o valor ser\u00e1 transferido diretamente para a institui\u00e7\u00e3o financeira respons\u00e1vel pela d\u00edvida.<\/p>\n<p>Segundo a Caixa, ainda n\u00e3o h\u00e1 estimativa do total de recursos que efetivamente ser\u00e1 usado nas renegocia\u00e7\u00f5es.<\/p>\n<p>Isso porque a autoriza\u00e7\u00e3o concedida no aplicativo n\u00e3o significa contrata\u00e7\u00e3o autom\u00e1tica da opera\u00e7\u00e3o.<\/p>\n<h2>Saque-anivers\u00e1rio<\/h2>\n<p>Paralelamente ao Desenrola 2.0, a Caixa antecipou para esta segunda-feira o pagamento de valores desbloqueados do saque-anivers\u00e1rio do FGTS.<\/p>\n<p>Ao todo, ser\u00e3o liberados R$ 8,5 bilh\u00f5es para cerca de 10,5 milh\u00f5es de trabalhadores.<\/p>\n<p>Os cr\u00e9ditos s\u00e3o destinados a trabalhadores que aderiram ao saque-anivers\u00e1rio e tiveram o contrato de trabalho suspenso ou encerrado entre janeiro de 2020 e dezembro de 2025.<\/p>\n<h2>Quem recebe<\/h2>\n<p>Os dep\u00f3sitos ser\u00e3o feitos automaticamente nas contas cadastradas no aplicativo FGTS.<\/p>\n<p>Quem n\u00e3o possui conta cadastrada poder\u00e1 sacar os valores presencialmente em:<\/p>\n<ul>\n<li>ag\u00eancias da Caixa;<\/li>\n<li>casas lot\u00e9ricas;<\/li>\n<li>terminais de autoatendimento.<\/li>\n<\/ul>\n<p>Os saques presenciais poder\u00e3o ser realizados at\u00e9 1\u00ba de junho de 2026.<\/p>\n<p>      <!-- Relacionada --><\/p>\n<p>            <!-- Relacionada -->\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Por EBC, O primeiro dia de libera\u00e7\u00e3o do uso do FGTS (Fundo de Garantia do Tempo de Servi\u00e7o) no Desenrola Brasil 2.0 levou 1,4 milh\u00e3o de trabalhadores ao aplicativo do fundo nesta segunda-feira (25), divulgou nesta noite a Caixa Econ\u00f4mica Federal. De acordo com o banco, os usu\u00e1rios acessaram o aplicativo para autorizar institui\u00e7\u00f5es financeiras &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2,12225,4],"tags":[],"class_list":["post-461421","post","type-post","status-publish","format-standard","hentry","category-entretenimento","category-noticias","category-servicos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Desenrola 2.0 leva 1,4 milh\u00e3o ao app do FGTS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2026-05\/desenrola-20-leva-14-milhao-ao-app-do-fgts\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Desenrola 2.0 leva 1,4 milh\u00e3o ao app do FGTS\" \/>\n<meta property=\"og:description\" content=\"Por EBC, O primeiro dia de libera\u00e7\u00e3o do uso do FGTS (Fundo de Garantia do Tempo de Servi\u00e7o) no Desenrola Brasil 2.0 levou 1,4 milh\u00e3o de trabalhadores ao aplicativo do fundo nesta segunda-feira (25), divulgou nesta noite a Caixa Econ\u00f4mica Federal. 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