{"id":465126,"date":"2026-08-10T12:23:46","date_gmt":"2026-08-10T15:23:46","guid":{"rendered":"https:\/\/mrnews.com.br\/?p=465126"},"modified":"2026-08-10T12:23:46","modified_gmt":"2026-08-10T15:23:46","slug":"revolut-ainda-paga-120-do-cdi-veja-o-prazo-o-teto-e-quem-pode-entrar","status":"publish","type":"post","link":"https:\/\/mrnews.com.br\/index.php\/2026\/08\/10\/revolut-ainda-paga-120-do-cdi-veja-o-prazo-o-teto-e-quem-pode-entrar\/","title":{"rendered":"Revolut ainda paga 120% do CDI? Veja o prazo, o teto e quem pode entrar"},"content":{"rendered":"
A Revolut segue com a promo\u00e7\u00e3o que paga 120% do CDI na conta remunerada. Mas tem prazo pra acabar, tem teto de valor e s\u00f3 vale pra quem est\u00e1 no plano certo. Resumimos tudo o que voc\u00ea precisa saber antes de correr pra abrir a conta.<\/p>\n

Como funciona<\/h2>\n

A oferta se chama Promo\u00e7\u00e3o de Rendimentos Di\u00e1rios e roda numa Conta Remunerada Promocional separada da conta remunerada padr\u00e3o da Revolut. Ela paga 120% do CDI sobre o saldo, com liquidez di\u00e1ria: d\u00e1 pra sacar parte ou tudo a qualquer momento, sem perder o rendimento sobre o que ficar aplicado.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
Item<\/th>\nDetalhe<\/th>\n<\/tr>\n
Rendimento<\/td>\n120% do CDI<\/td>\n<\/tr>\n
Teto de saldo<\/td>\nR$ 10.000,00, somando dep\u00f3sitos e juros<\/td>\n<\/tr>\n
Prazo pra abrir a conta e depositar<\/td>\nAt\u00e9 31\/07\/2026, 23h59 (BRT)<\/td>\n<\/tr>\n
Prazo do rendimento de 120%<\/td>\nAt\u00e9 31\/08\/2026, 23h59 (BRT)<\/td>\n<\/tr>\n
Plano exigido<\/td>\nMetal ou Ultra, ativo o tempo todo<\/td>\n<\/tr>\n
Liquidez<\/td>\nDi\u00e1ria, resgate parcial ou total<\/td>\n<\/tr>\n
Ap\u00f3s o fim da promo\u00e7\u00e3o<\/td>\nVira conta remunerada normal, sem data pra sacar<\/td>\n<\/tr>\n
Imposto<\/td>\nIRRF regressivo: 22,5% at\u00e9 180 dias, 20% at\u00e9 360 dias, 17,5% at\u00e9 720 dias, 15% acima disso<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Quem entra na promo\u00e7\u00e3o<\/h2>\n

Vale pra maior de 18 anos com endere\u00e7o no Brasil e assinatura do plano Metal ou Ultra at\u00e9 o fim do per\u00edodo. Se voc\u00ea \u00e9 novo na Revolut, precisa abrir a conta, passar pela verifica\u00e7\u00e3o de identidade, assinar o plano pago e fazer o primeiro aporte antes de 31 de julho. Se j\u00e1 tem conta em plano Standard, Premium ou Plus, precisa subir pra Metal ou Ultra pra participar.<\/p>\n

Quem j\u00e1 usava a conta remunerada normal antes da promo\u00e7\u00e3o n\u00e3o ganha o b\u00f4nus automaticamente nela \u2014 s\u00f3 conta uma Conta Remunerada Promocional nova, aberta dentro do per\u00edodo.<\/p>\n

Fez downgrade? Perde o b\u00f4nus na hora<\/h2>\n

Trocar o Metal ou Ultra por um plano mais barato durante a promo\u00e7\u00e3o tira o cliente da taxa de 120% imediatamente, e a conta muda pra remunera\u00e7\u00e3o padr\u00e3o sem aviso pr\u00e9vio. Mas d\u00e1 pra recuperar: quem volta pro Metal ou Ultra ainda dentro do prazo pode reabrir a Conta Remunerada Promocional e voltar a render 120% at\u00e9 o fim.<\/p>\n

Resgate n\u00e3o fecha a conta<\/h2>\n

Sacar uma parte n\u00e3o muda o rendimento do que sobra. Sacar tudo tamb\u00e9m n\u00e3o encerra a conta \u2014 ela continua dispon\u00edvel pra novos dep\u00f3sitos, respeitando o teto de R$ 10 mil, at\u00e9 acabar o prazo da promo\u00e7\u00e3o.<\/p>\n

Vale a pena?<\/h2>\n

Pra quem j\u00e1 tem ou pretende ter o plano Metal ou Ultra, sim: \u00e9 um rendimento acima da m\u00e9dia do mercado, limitado a R$ 10 mil, com liquidez total. O detalhe \u00e9 o imposto: como em toda renda fixa, resgatar cedo custa mais caro em IRRF. E o prazo \u00e9 curto \u2014 quem quiser entrar precisa abrir e depositar at\u00e9 31 de julho de 2026.<\/p>\n

\n

Fonte: Revolut \u2014 Termos da Promo\u00e7\u00e3o de Rendimentos Di\u00e1rios.<\/em><\/p>\n

Tags: revolut, 120% do cdi, conta remunerada revolut, revolut metal, revolut ultra, caixinha revolut, rendimento di\u00e1rio<\/em><\/p>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

A Revolut segue com a promo\u00e7\u00e3o que paga 120% do CDI na conta remunerada. Mas tem prazo pra acabar, tem teto de valor e s\u00f3 vale pra quem est\u00e1 no plano certo. Resumimos tudo o que voc\u00ea precisa saber antes de correr pra abrir a conta. Como funciona A oferta se chama Promo\u00e7\u00e3o de Rendimentos …<\/p>\n","protected":false},"author":1,"featured_media":465097,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[13978,2],"tags":[],"class_list":["post-465126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bancos-e-financas","category-entretenimento"],"yoast_head":"\nRevolut ainda paga 120% do CDI? 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