{"id":465676,"date":"2026-08-23T12:17:14","date_gmt":"2026-08-23T15:17:14","guid":{"rendered":"https:\/\/mrnews.com.br\/index.php\/2026\/08\/23\/inss-libera-consignado-sem-biometria-facial-para-aposentados\/"},"modified":"2026-08-23T12:17:14","modified_gmt":"2026-08-23T15:17:14","slug":"inss-libera-consignado-sem-biometria-facial-para-aposentados","status":"publish","type":"post","link":"https:\/\/mrnews.com.br\/index.php\/2026\/08\/23\/inss-libera-consignado-sem-biometria-facial-para-aposentados\/","title":{"rendered":"INSS libera consignado sem biometria facial para aposentados"},"content":{"rendered":"

Por EBC, <\/p>\n

\n

Aposentados e pensionistas do Instituto Nacional do Seguro Social (INSS) sem biometria facial nas bases do governo federal voltaram a poder contratar empr\u00e9stimos consignados. A autoriza\u00e7\u00e3o poder\u00e1 ser feita pelo aplicativo Meu INSS, com acesso por dados banc\u00e1rios.<\/strong><\/p>\n

A mudan\u00e7a j\u00e1 est\u00e1 em vigor, ap\u00f3s a publica\u00e7\u00e3o da Instru\u00e7\u00e3o Normativa 213 do INSS, no \u00faltimo dia 19.<\/p>\n

Principais mudan\u00e7as<\/h2>\n

A nova regra altera procedimentos para contrata\u00e7\u00e3o e portabilidade do consignado.<\/p>\n

Os principais pontos s\u00e3o:<\/strong><\/p>\n

    \n
  • Benefici\u00e1rios sem biometria facial poder\u00e3o autorizar o empr\u00e9stimo pelo Meu INSS, usando dados banc\u00e1rios;<\/li>\n
  • Na portabilidade, o segurado dever\u00e1 assinar um termo espec\u00edfico no aplicativo;<\/li>\n
  • O banco que receber o contrato ter\u00e1 20 dias para confirmar a transfer\u00eancia. Sem confirma\u00e7\u00e3o, a opera\u00e7\u00e3o ser\u00e1 cancelada;<\/li>\n
  • O desconto no benef\u00edcio s\u00f3 poder\u00e1 ocorrer ap\u00f3s o banco enviar a documenta\u00e7\u00e3o exigida ao INSS;<\/li>\n
  • As institui\u00e7\u00f5es ter\u00e3o de informar, em at\u00e9 sete dias \u00fateis, os dados do dep\u00f3sito do empr\u00e9stimo na conta do benefici\u00e1rio;<\/li>\n
  • A autoriza\u00e7\u00e3o do desconto n\u00e3o poder\u00e1 ser feita por telefone nem comprovada por grava\u00e7\u00e3o de voz.<\/li>\n<\/ul>\n

    Requisitos de seguran\u00e7a<\/h2>\n

    A biometria facial havia sido adotada\u00a0em agosto do ano passado, como requisito para refor\u00e7ar a seguran\u00e7a e combater fraudes ap\u00f3s a s\u00e9rie de esc\u00e2ndalos no INSS no ano passado.<\/strong> A tecnologia continua dispon\u00edvel para quem tem fotos nas bases oficiais, como Carteira Nacional de Habilita\u00e7\u00e3o (CNH) e Justi\u00e7a Eleitoral.<\/p>\n

    Com as novas regras, quem n\u00e3o tem registro biom\u00e9trico n\u00e3o ficar\u00e1 impedido de contratar o cr\u00e9dito.<\/strong> Apesar da dispensa da obriga\u00e7\u00e3o, o INSS alega que a instru\u00e7\u00e3o normativa tem uma s\u00e9rie de requisitos para prevenir fraudes.<\/p>\n

    Depois da autoriza\u00e7\u00e3o do titular, a institui\u00e7\u00e3o que receber\u00e1 o contrato ter\u00e1 20 dias para confirmar a opera\u00e7\u00e3o. Se n\u00e3o houver confirma\u00e7\u00e3o dentro desse prazo, a transfer\u00eancia ser\u00e1 cancelada.<\/p>\n

    O benefici\u00e1rio tamb\u00e9m dever\u00e1 assinar um termo de autoriza\u00e7\u00e3o no aplicativo Meu INSS. Segundo a nota do instituto, \u201ca exig\u00eancia refor\u00e7a a necessidade de anu\u00eancia expressa do titular para a transfer\u00eancia do contrato\u201d.<\/p>\n

    Portabilidade<\/h2>\n

    Na transfer\u00eancia de uma d\u00edvida para outro banco, o benefici\u00e1rio dever\u00e1 assinar um termo de autoriza\u00e7\u00e3o no Meu INSS.<\/strong> Segundo o instituto, \u201ca exig\u00eancia refor\u00e7a a necessidade de anu\u00eancia expressa do titular para a transfer\u00eancia do contrato\u201d.<\/p>\n

    O INSS determinou que a opera\u00e7\u00e3o s\u00f3 produza efeitos depois do envio da documenta\u00e7\u00e3o exigida pela institui\u00e7\u00e3o financeira. Antes disso, n\u00e3o haver\u00e1 desconto no benef\u00edcio nem repasse de valores \u00e0 institui\u00e7\u00e3o financeira.<\/p>\n

    A medida inclui contrato, autoriza\u00e7\u00e3o expressa do desconto e informa\u00e7\u00f5es sobre valor, parcelas, juros e institui\u00e7\u00e3o respons\u00e1vel pela opera\u00e7\u00e3o.<\/p>\n

    Dinheiro rastreado<\/h2>\n

    Os bancos tamb\u00e9m ter\u00e3o de informar ao INSS, em at\u00e9 sete dias \u00fateis, os dados do dep\u00f3sito do empr\u00e9stimo. A medida permitir\u00e1 cruzar o contrato registrado no benef\u00edcio com o efetivo recebimento do dinheiro e ajudar na identifica\u00e7\u00e3o de opera\u00e7\u00f5es fraudulentas.<\/p>\n

    O INSS esclarece que o Meu INSS Vale+, modalidade de antecipa\u00e7\u00e3o de at\u00e9 R$ 150 do benef\u00edcio para aposentados e pensionistas, permanece suspenso.<\/p>\n

    <\/p>\n

    \n <\/div>\n","protected":false},"excerpt":{"rendered":"

    Por EBC, Aposentados e pensionistas do Instituto Nacional do Seguro Social (INSS) sem biometria facial nas bases do governo federal voltaram a poder contratar empr\u00e9stimos consignados. A autoriza\u00e7\u00e3o poder\u00e1 ser feita pelo aplicativo Meu INSS, com acesso por dados banc\u00e1rios. A mudan\u00e7a j\u00e1 est\u00e1 em vigor, ap\u00f3s a publica\u00e7\u00e3o da Instru\u00e7\u00e3o Normativa 213 do INSS, …<\/p>\n","protected":false},"author":39,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4],"tags":[],"class_list":["post-465676","post","type-post","status-publish","format-standard","hentry","category-servicos"],"yoast_head":"\nINSS libera consignado sem biometria facial para aposentados<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2026-08\/inss-libera-consignado-sem-biometria-facial-para-aposentados\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INSS libera consignado sem biometria facial para aposentados\" \/>\n<meta property=\"og:description\" content=\"Por EBC, Aposentados e pensionistas do Instituto Nacional do Seguro Social (INSS) sem biometria facial nas bases do governo federal voltaram a poder contratar empr\u00e9stimos consignados. A autoriza\u00e7\u00e3o poder\u00e1 ser feita pelo aplicativo Meu INSS, com acesso por dados banc\u00e1rios. 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